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High Quality Services
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High Quality Services
High Quality Services
High Quality Services
Finding a good Loan Officer is difficult, and the wrong decision can cost you thousands of dollars, a more stressful moving experience, and cause you to breach your purchase agreement with the seller. We can help you compare the following very important factors to help you decide on a lender:
Don't have a lender? We would be happy to recommend an experienced, high quality, low cost lender to you.
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We use the Multiple Listing Service (MLS) as the primary tool to help our clients find the best properties. We also collect information about people selling their homes that are not in MLS and routinely search this information to insure our clients see the most possible homes that fit their needs. We customize the home search to meet your needs, and have numerous tools to make the search as quick and easy as possible, such as: daily new listing faxes, computer search meetings, drive-bys, private showings, and even open houses if you wish (Be sure to see the Open House Warning before you attend).
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We give you the most information to help you evaluate a neighborhood. You see:
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Our Property Analysis includes a detailed section which evaluates the investment and resale potential of the home you are considering buying. You will see the complete history of the property, including information a traditional Realtor can't guarantee you'll see, such as:
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We will help you evaluate whether a property is overpriced, underpriced, or appropriately priced. Our analysis of the price includes investigation into all of the recent home sales in a neighborhood, a review of the tax records and assessed values of the homes, and often an analysis of what the seller paid for the home when they purchased it.
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We will handle all the communication with Realtors, builders, and/or the property seller so you don't have to. This is to your advantage for negotiating to buy a home, because you won't reveal any compromising information to the seller that could weaken your negotiating position. Our people are trained experts at developing negotiation strategies to obtain the lowest price possible.
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Our clients receive full service and broker advice about completing the purchase agreements and all the necessary addenda. Our trained experts will help you develop the best negotiation strategy, complete the appropriate purchase agreements, and execute the strategy, including dealing with all the details in the purchase agreement. You won't have to have any contact with the party you are negotiating with, whether they are a Realtor, builder, or private FSBO seller.
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Your Buyer Only Realtor from The Home Buyers will arrange closing for you, and coordinate all the communication and documents between the lender, the title companies, the seller, and the closing company. We attend closing with you, and are available to answer your questions.
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The Home Buyers works with a number of lenders that offer special mortgage programs for first time homebuyers. We will help you evaluate if these programs are the best option for you, and find the best lender that offers these programs. These programs change frequently, and we will help you keep up on the opportunities that exist with first time homebuyer programs.